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Mass Marketing Insurance Consultants (MMIC) Inc.

Mass Marketing Insurance Consultants (MMIC) Inc.

NRCA announced its sponsorship of a health insurance program designed to meet the varying needs of its members. The program will offer major medical insurance, life insurance, and optional disability and dental coverage and is available through Mass Marketing Insurance Consultants (MMIC) Inc., Orland Park, Ill. MMIC has 30 years of experience in the development of successful insurance programs for professional and trade associations.

MMIC has contracted nationally with a number of health insurance companies to offer a wide variety of benefits and will create a customized insurance program to provide the broadest coverage at the best possible cost.

Coverage will be available to individuals and those firms with two or more employees. All active full-time employees, including owners, partners and officers working at least 30 hours a week, are eligible for coverage. An insured spouse and dependent children under age 19 (23 if a full-time student) also are eligible to apply.

Certain participation requirements must be met and maintained. These requirements are based on the number of eligible employees per firm and are available from MMIC.

The cost of coverage for the NRCA program may be paid in whole by the employer or shared with employees. However, the employer's contribution must be at least 50 percent of the total cost. The major medical plan available will offer up to $5 million lifetime maximum per insured with a choice of deductibles ranging from $250 to $5,000. Eligible hospital expenses, such as surgery and doctor services, are covered. Most programs will have a doctor office visit benefit ranging from $10 to $25 and prescription drug card with co-payments of $10 for generic and $20 for brand name. The plans will contain certain limitations and exclusions, which will be outlined in a no-obligation proposal.

For more information about the NRCA health insurance program and how to receive a free, no-obligation proposal, click here, or call MMIC at (800) 349-1039, or e-mail mmic@flash.net. Or send your inquiries to NRCA Health Insurance, P.O. Box 95, Orland Park, IL 60462.