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Insurance

Every roofing contractor knows the importance of insuring his or her business and workers; however, finding the right insurance can be difficult. To assist contractors, NRCA offers the following information about its endorsed insurance programs.
  • For 43 years, NRCA has worked with Chicago-based CNA Insurance Cos. to provide insurance for roofing contractors. CNA understands the roofing business, and the NRCA/CNA program includes several critical coverages that are not readily offered by other carriers.

  • CNA with Victor O. Schinnerer, its 55 year Managing General Underwriter partner, is now offering Artisan Contractors Errors & Omissions and Pollution coverage. This policy was designed to address a contractor's true exposures including claims alleging faulty workmanship, design errors or omissions, and the use of defective materials or products.

  • Construction Insurance Solutions (CIS) and NRCA have designed a business insurance program for residential and commercial roofing contractors who are finding it difficult to obtain adequate insurance to cover their everyday operations.

  • Norman-Spencer Int'l Inc. offers NRCA members an insurance solution for risk management, risk transfer and protection—P.ROOF—Professional Roofing Liability Insurance. This program covers the liabilities that commercial general liability insurance may not.
In addition, roofing contractors need health insurance as an effective employee-retention tool. Although finding a health insurance program that is affordable may seem daunting, NRCA has found a way to make it easier.
  • NRCA sponsors the NRCA National Health Care Program, a members-only captive health care benefits program utilizing the CIGNA provider network. This program is for organizations of all sizes and offers NRCA members coverage options and extremely competitive rates.





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