Insurance
Every roofing contractor knows the importance of insuring his or her business and
workers; however, finding the right insurance can be difficult. To assist contractors,
NRCA offers the following information about its endorsed insurance programs.
- For 41 years, NRCA has worked with Chicago-based CNA Insurance Cos. to provide insurance
for roofing contractors. CNA understands the roofing business, and the NRCA/CNA
program includes several critical coverages that are not readily offered by other
carriers.
- Construction Insurance Solutions (CIS) and NRCA have designed a business insurance
program for residential and commercial roofing contractors who are finding it difficult
to obtain adequate insurance to cover their everyday operations.
- Norman-Spencer Int'l Inc. offers NRCA members an insurance solution for risk management,
risk transfer and protection—P.ROOF—Professional Roofing Liability Insurance.
This program covers the liabilities that commercial general liability insurance
may not.
In addition, roofing contractors need health insurance as an effective employee-retention
tool. Although finding a health insurance program that is affordable may seem daunting,
NRCA has found ways to make it easier.
- NRCA sponsors the NRCA National Health Care Program, a members-only
captive health care benefits program utilizing the CIGNA provider network. This
program is for organizations of all sizes and offers NRCA members coverage options
and extremely competitive rates.
- NRCA partners with HealthInsurance.com—an
Internet health insurance broker licensed in all U.S. states; NRCA website users
can research and purchase health insurance for their employees online.
- NRCA members have access to an affordable, low-cost health insurance program available
through Mass Marketing Insurance Consultants (MMIC) Inc.,
which has 30 years of experience in the development of successful insurance programs
for professional and trade associations. MMIC offers a broad range of insurance
companies, policies and plans.
- Norman-Spenser Int'l Inc. also offers NRCA members the JLBG
Health Insurance Program, which is aimed at providing affordable health insurance
for roofing contractors and roof consultants.
More information about these insurance programs is available by clicking on the
insurance links.