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Professional Roofing Liability Insurance Program

NRCA-endorsed Professional Liability Insurance Program for Roofing Contactors

You have an insurance solution for risk management, risk transfer and protection—PROOFSM Professional Roofing Liability Insurance. It will help you cope with changing contracts and additional exposures.

Coverage highlights: As you can see from the comparison below, coverage is significantly different between commercial general liability and professional liability. Traditional commercial general liability coverage does not provide for errors, contract performance disputes or any other professional liability issues. Holding professional liability coverage assures you have all your bases covered.

Commercial General Liability Professional Liability
Coverage for bodily, personal and advertising injury; property damage; and compensatory and general damages. Negligent acts, errors or omissions in performance of professional services; defense; and work done by others.


Starting premiums: For roofing contractors and consulting firms, and first-time buyers, the self-rating application has premiums starting at less than $5 or $6 per day.

Class Fee Revenue Deductible/Limits Annual Premium
Contractors <$400,000 $2,500/$250,000 $1,675
Consultants <$250,000 $5,000/$250,000 $2,010


To learn more about the NRCA-endorsed professional roofing liability insurance program administered by Norman-Spenser Int'l Inc. and how it can benefit your company, call NSI at (800) 842-3653, ext. 223 or visit www.normanspencer.com. NRCA members and nonmembers are welcome.

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